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Silvina Petersen
- Dec 29, 2020
- 4 min
All You Need Is {Unconditional} Love
It's the last week of 2020, so I asked myself which practice this year has created the greatest internal shift, propelled me forward, and resulted in much personal growth. With no hesitation, I would say that the concept of unconditional love has been foundational and transformational for myself and in coaching my clients. My primary focus was on cultivating this type of love for myself. Let's not confuse this with having an ego or being arrogant. It is quite the opposite. Th

Silvina Petersen
- Nov 21, 2020
- 4 min
Judging Your Emotions Is Creating Unnecessary Suffering
As many Covid restrictions are reinstated in our state, I was inclined to address the emotions we are feeling after the "normal" activities we'd been able to resume have once again come to a pause. I had gone back to my pole dancing class a few months ago, and the studio is now closed. I am sad about this. Many of you are rolling your eyes. Not being able to dance does not even come close to the hardships people are going through in this country, right? Yet, I'm willing to be

Silvina Petersen
- Oct 29, 2020
- 4 min
The Four Steps That Will Stop You From Clicking "Buy Now"
You are cleaning up your emails inbox and see an email from West Elm. The subject line reads: "Bright ideas for your home school and office!" You are curious, so you open the email, and beautiful photos of your dream home office start flashing on your computer. All you have to do is click on one of the images. There you are: on their website. The accessories section promises that you'll stay organized working from home and will transform your office into a beautiful and polis

Silvina Petersen
- Oct 20, 2020
- 4 min
Why Willpower is NOT the Answer to Cut Down on the Latte
Have you gone through phases in your life where you decided you were spending too much money on something? Perhaps it's online shopping, the latte, the latest cookbook that promises you to serve dinner to your family in 30 minutes or less, or the impromptu pizza nights after a long day of homeschooling. You wake up one morning, and you decide that you will stop spending money on these things and start saving for a rainy day, the next vacation, or the kid's college fund. You t

Silvina Petersen
- Sep 30, 2020
- 4 min
Dopamine: What Social Media and Overspending Have in Common
I watched The Social Dilemma documentary on Netflix over the weekend. I was reminded once again of how vulnerable our brains are to advancing technology and our social norms' evolution. I genuinely believe that biologically, we are equipped as humans in a way that doesn't always serve us best. The neurotransmitter dopamine, best known as the "Happy Hormone," is an example of this. Dopamine has a well-intended purpose in human design—no question about this. But when we don't f

Silvina Petersen
- Sep 1, 2020
- 4 min
How To Identify Overspending
I find that one of the reasons women resist starting a budget or some sort of spending plan is because they don't think they will stick to it. The lack of trust in their ability to manage their spending keeps them from starting a budget. As a result, they quit ahead of time. They unconsciously give up on their goals to save for an emergency fund, the kids' college tuition, the next vacation, and even retirement. These women may think that they cannot stop the cycle of oversp

Silvina Petersen
- Aug 21, 2020
- 4 min
Confidence vs Self-Confidence
You want to become the CFO of your life, start a budget, manage your spending, and work towards your financial goals. However, when you step onto the "Confidence Scale," the needle is not getting past a four, and you wish you were closer to a 10. I'm curious as to how you are rating yourself and why you arrived at that number. When I ask my clients this question, this is what they say: I never budgeted before. I'm used to living paycheck to paycheck even though I have a very

Silvina Petersen
- Aug 1, 2020
- 4 min
The Love Of Your "Financial Life"
You've given the budget a try, not once, not twice, but multiple times and each time you thought you failed at it. You collected lots of reasons why it's not your thing. You never kept up with it; you saw red all over the place; your partner did not cooperate and bought that lawnmower despite you telling him it would not fit the budget. Or, the car broke down all of a sudden, and you had to dip into your savings once again. Let's not forget the vacation you thought your famil

Silvina Petersen
- Jul 23, 2020
- 4 min
Why You Need A Budget
One question I get a lot is, why do I need to have a budget? Can't I be in charge of my finances without one? Before I share my opinion on this topic, my instinct as a coach is to want you to answer these questions yourself in the first place. Perhaps start by asking, what does being in charge of my finances even mean? When you answer this, and if you don't have a budget already, perhaps think of how the budget would get you closer to "being in charge" or how it is possible t
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