#moneytips

The Five Ingredients For a Well-Crafted Set of Goals You Are Sure to Achieve

Dec 31, 2020
4 min

The Five Ingredients For a Well-Crafted Set of Goals You Are Sure to Achieve

Goodbye 2020, and welcome 2021! The new year is here, and with it, a new list of resolutions and goals to reach. How is it looking for you? I spent this week writing mine up. I want to share some ideas to go from a blank page to one filled with goals you are energized about and will achieve in the next 12 months. Here are the five ingredients for a well-crafted set of goals you are sure to work for and achieve: 1- Decide What you Want. Please don’t pretend to be confused abou

Silvina Petersen

Dec 29, 2020
4 min

All You Need Is {Unconditional} Love

It's the last week of 2020, so I asked myself which practice this year has created the greatest internal shift, propelled me forward, and resulted in much personal growth. With no hesitation, I would say that the concept of unconditional love has been foundational and transformational for myself and in coaching my clients. My primary focus was on cultivating this type of love for myself. Let's not confuse this with having an ego or being arrogant. It is quite the opposite. Th

Organize your Holiday Shopping by Having a Plan and Managing your Mind

Silvina Petersen

Dec 1, 2020
4 min

Organize your Holiday Shopping by Having a Plan and Managing your Mind

It's the holiday season and many of us feel the pressure and impulse to break the piggy bank and spend our savings in gifts for our loved ones. Furthermore, many of us will get into debt to make sure all of our family members and friends have a gift from us under the Christmas Tree. As a Money and Life Coach, I’m not one to tell my clients what to buy or not to buy. In the end, every dollar they spend is an investment, and what may seem like an investment to me, may not be an

Judging Your Emotions Is Creating Unnecessary Suffering

Silvina Petersen

Nov 21, 2020
4 min

Judging Your Emotions Is Creating Unnecessary Suffering

As many Covid restrictions are reinstated in our state, I was inclined to address the emotions we are feeling after the "normal" activities we'd been able to resume have once again come to a pause. I had gone back to my pole dancing class a few months ago, and the studio is now closed. I am sad about this. Many of you are rolling your eyes. Not being able to dance does not even come close to the hardships people are going through in this country, right? Yet, I'm willing to be

The Four Steps That Will Stop You From Clicking "Buy Now"

Silvina Petersen

Oct 29, 2020
4 min

The Four Steps That Will Stop You From Clicking "Buy Now"

You are cleaning up your emails inbox and see an email from West Elm. The subject line reads: "Bright ideas for your home school and office!" You are curious, so you open the email, and beautiful photos of your dream home office start flashing on your computer. All you have to do is click on one of the images. There you are: on their website. The accessories section promises that you'll stay organized working from home and will transform your office into a beautiful and polis

Why Willpower is NOT the Answer to Cut Down on the Latte

Silvina Petersen

Oct 20, 2020
4 min

Why Willpower is NOT the Answer to Cut Down on the Latte

Have you gone through phases in your life where you decided you were spending too much money on something? Perhaps it's online shopping, the latte, the latest cookbook that promises you to serve dinner to your family in 30 minutes or less, or the impromptu pizza nights after a long day of homeschooling. You wake up one morning, and you decide that you will stop spending money on these things and start saving for a rainy day, the next vacation, or the kid's college fund. You t

Dopamine: What Social Media and Overspending Have in Common

Silvina Petersen

Sep 30, 2020
4 min

Dopamine: What Social Media and Overspending Have in Common

I watched The Social Dilemma documentary on Netflix over the weekend. I was reminded once again of how vulnerable our brains are to advancing technology and our social norms' evolution. I genuinely believe that biologically, we are equipped as humans in a way that doesn't always serve us best. The neurotransmitter dopamine, best known as the "Happy Hormone," is an example of this. Dopamine has a well-intended purpose in human design—no question about this. But when we don't f

Bought something at Costco that you weren't planning to buy? Here is Why...

Silvina Petersen

Sep 16, 2020
4 min

Bought something at Costco that you weren't planning to buy? Here is Why...

If you've been following my blog, you've learned that overspending is a form of buffer, and you know how to identify whether or not you are doing it. Think about the last few purchases you've made...maybe the most recent item of clothing or shoes you bought. What happened right before you clicked buy? Did you find yourself unconsciously browsing through the latest Nordstrom sales online? Did you walk every single aisle at Costco? Today I want to dive into the role of desire i

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